Owner Financing Application

We look forward to reviewing your application!

There are a few things to note before proceeding:

You will be purchasing the property “as-is” and you will be responsible for any liens, back taxes, repairs, etc… If there are any taxes owed on the property, you will be responsible for bringing them currently in order to close.
A Processing Fee of $50.00 must be paid in order to process all Owner Financing applications. After submitting the information below, you will be immediately directed to our Processing Fee page to complete your transaction.
If you are applying for financing in your personal name, Dodd-Frank Underwriting Compliance is required. You will be required to pay a Loan Origination Deposit of $679 in order for them to begin the review of your file. $119 of this fee is non-refundable. If you are not approved for the loan, $560 will be refunded to you within 2 business days of such notification.

If you have questions about the Owner Financing process, visit our FAQ page here.

For a review of the Owner Financing process, click here.

If you have already completed an Owner Financing Application and you need to access the Processing Fee payment page directly, click here.

"*" indicates required fields

Have you seen the property in person?*

Do not submit an application without viewing the property first.

Do you understand that you will be purchasing the property "as-is" and that you will be responsible for any liens, back taxes, repairs, etc.?*

Property Address Applying For*

Who Has Been Helping You?*

How Did You Find Us?*

Will you be occupying the property or are you an investor?*

Underwriting Fees*

If you are applying for owner financing in your personal name, Dodd-Frank Underwriting Compliance is required at the buyer's expense. You will be invoiced for them as your file is being processed. --- Initial submission: Processing and credit pull $119 (invoiced after receipt of package) --- Approved loans: Underwriting fee $380 (invoiced & due upon approval)

Yes, I understand that I will be responsible for these fees.

Name Primary Borrower*

First Last

Will you have a Co-Borrower?*

Name Co-Borrower (If Applicable)

First Last

How do you want your name(s) to appear on the contract?*

ex: "John Oliver Smith", "John and Jane Smith", "Dr. John and Mrs. Jane Smith"

What is your company name, if applicable??*

This name will go on the contract.

Alert for Buyers Purchasing in a Company Name

If applying in a company name, Borrower will still need to provide some personal information below as the Authorized Signatory.

Borrower Information

Social Security Number*

EIN, Tax ID or SSN*

Full Name of Authorized Signatory*

Please indicate who has signing authority for this company.

Title of Authorized Signatory*

(Managing Partner, Member, etc.)

Date of Birth*

Email*

Phone*

Driver's License Number & State*

Borrower's Current Full Address*

Street Address Address Line 2 City State ZIP Code

Do You Own or Rent*

Monthly Mortgage/Rent Payment*

How Long At That Address*

Landlord Name*

Landlord Phone Number*

Previous Address if <2 Years At Current Address

Previous Landlord Name

Previous Landlord Phone Number

Marital Status*

Number of Dependents*

Number of Years of Schooling*

Are You a U.S. Citizen?*

Borrower: Do you intend to occupy the property as your primary residence?*

Borrower: Have you had ownership interest in a property in the last three years?*

Please list all Real Estate Owned (if any)

Enter Property Address + (enter S if sold, PS if the pending sale, or R if rental being held for income). Please also list present market value, amount of mortgages and liens, gross rental income, mortgage payments, insurance, maintenance, taxes, etc., and Net Rental Income, if applicable.

Co-Borrower Information

Social Security Number (Co-Borrower)

Date of Birth (Co-Borrower)

Phone (Co-Borrower)

Co-Borrower Driver's License Number & State*

Number of Years of Schooling (Co-Borrower)

Is Co-Borrower a U.S. Citizen?

Co-Borrower: Do you intend to occupy the property as your primary residence?

Co-Borrower: Have you had ownership interest in a property in the last three years?

Co-Borrower: Please list all Real Estate Owned (if any)

Borrower Employment Information

Current Employer Name & Address*

Date Hired*

Employer Phone Number*

Employer Fax Number

Employer Email

Your Job Title*

Annual Income*

Prior Employer If <2 Years on Current Job

Address of Prior Employer

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Phone of Prior Employer

Fax of Prior Employer

Your Job Title At Former Employer

Dates of Employment

Co-Borrower Employment Information

Current Employer Name & Address (Co-Borrower)

Employer Phone Number (Co-Borrower)

Employer Fax Number (Co-Borrower)

Employer Email (Co-Borrower)

Your Job Title (Co-Borrower)

Annual Income (Co-Borrower)

Prior Employer If <2 Years on Current Job (Co-Borrower)

Address of Prior Employer (Co-Borrower)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Phone of Prior Employer (Co-Borrower)

Fax of Prior Employer (Co-Borrower)

Your Job Title At Former Employer (Co-Borrower)

Dates of Employment (Co-Borrower)

Declarations

Borrower: Are there any outstanding judgements against you?*

If yes, please explain

Co-Borrower: Are there any outstanding judgements against you?

If yes, please explain

Borrower: Have You Ever Filed For Bankruptcy?*

If yes, when?

Co-Borrower: Have You Ever Filed For Bankruptcy? If so, when?

If yes, when?

Borrower: Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?*

If yes, please explain

Co-Borrower: Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?

If yes, please explain

Borrower: Are you a party to a lawsuit?*

If yes, please explain.

Co-Borrower: Are you a party to a lawsuit?

If yes, please explain.

Borrower: Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?*

If yes, please explain. (This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. If "Yes," provide details, including date, name, and address of Lender, FHA or VA case number, if any, and reasons for the action.)

Co-Borrower: Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?

Borrower: Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?*

If "Yes," give details as described in the preceding question.

Co-Borrower: Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?

If "Yes," give details as described in the preceding question.

Borrower: Are You Obligated To Pay Child Support, Alimony or Any Other Separate Maintenance?*

Co-Borrower: Are You Obligated To Pay Child Support, Alimony or Any Other Separate Maintenance?

Borrower: Is any part of the down payment borrowed?*

If yes, please explain.

Borrower: Are you a co-maker or endorser on a note?*

If yes, please explain.

Co-Borrower: Are you a co-maker or endorser on a note?

If yes, please explain.

Have You Ever Been Served An Eviction Notice or Asked to Vacate a Rented Property?*

Have You Ever Willfully or Intentionally Refused to Pay Rent or Mortgage When Due?*

Income Documents

Earning Type*

Co-Borrower Earning Type*

Please Upload BORROWER's W-2 or Tax Return for LAST YEAR*

Drop files here or