Owner Financing Application

We look forward to reviewing your application!

There are a few things to note before proceeding:

You will be purchasing the property “as-is” and you will be responsible for any liens, back taxes, repairs, etc… If there are any taxes owed on the property, you will be responsible for bringing them currently in order to close.
A Processing Fee of $50.00 must be paid in order to process all Owner Financing applications. After submitting the information below, you will be immediately directed to our Processing Fee page to complete your transaction.
If you are applying for financing in your personal name, Dodd-Frank Underwriting Compliance is required. You will be required to pay a Loan Origination Fee of $560 in order for them to begin the review of your file. $119 of this fee is non-refundable. If you are not approved for the loan, $440 will be refunded to you within 2 business days of such notification.

If you have questions about the Owner Financing process, visit our FAQ page here.

For a review of the Owner Financing process, click here.

If you have already completed an Owner Financing Application and you need to access the Processing Fee payment page directly, click here.

Have you seen the property in person?*
Do not submit an application without viewing the property first.
Do you understand that you will be purchasing the property "as-is" and that you will be responsible for any liens, back taxes, repairs, etc.?*
Property Address Applying For*
Who Has Been Helping You?*
How Did You Find Us?*
Are you applying for Owner Financing in your personal name or in a company name?
Underwriting Fees*
If you are applying for owner financing in your personal name, Dodd-Frank Underwriting Compliance is required at the buyer's expense. You will be invoiced for them as your file is being processed. --- Initial submission: Processing and credit pull $119 (invoiced after receipt of package) --- Approved loans: Underwriting fee $380 (invoiced & due upon approval)
- Yes, I understand that I will be responsible for these fees.
Name Primary Borrower*
First Last
Will you have a Co-Borrower?*
Name Co-Borrower (If Applicable)
First Last
How do you want your name(s) to appear on the contract?*
ex: "John Oliver Smith", "John and Jane Smith", "Dr. John and Mrs. Jane Smith"
What is your company name?*
This name will go on the contract.
Alert for Buyers Purchasing in a Company Name
If applying in a company name, Borrower will still need to provide some personal information below as the Authorized Signatory.
Borrower Information
Social Security Number*
EIN, Tax ID or SSN*
Full Name of Authorized Signatory*
Please indicate who has signing authority for this company.
Title of Authorized Signatory*
(Managing Partner, Member, etc.)
Date of Birth*
MM slash DD slash YYYY
Email*
Phone*
Driver's License Number & State*
Borrower's Current Full Address*
Street Address Address Line 2 City State ZIP Code
Do You Own or Rent*
Monthly Mortgage/Rent Payment*
How Long At That Address*
Landlord Name*
Landlord Phone Number*
Previous Address if <2 Years At Current Address
Previous Landlord Name
Previous Landlord Phone Number
Marital Status*
Number of Dependents*
Number of Years of Schooling*
Are You a U.S. Citizen?*
Borrower: Do you intend to occupy the property as your primary residence?*
Borrower: Have you had ownership interest in a property in the last three years?*
Please list all Real Estate Owned (if any)
Enter Property Address + (enter S if sold, PS if the pending sale, or R if rental being held for income). Please also list present market value, amount of mortgages and liens, gross rental income, mortgage payments, insurance, maintenance, taxes, etc., and Net Rental Income, if applicable.
Co-Borrower Information
Social Security Number (Co-Borrower)
Date of Birth (Co-Borrower)
MM slash DD slash YYYY
Phone (Co-Borrower)
Co-Borrower Driver's License Number & State*
Number of Years of Schooling (Co-Borrower)
Is Co-Borrower a U.S. Citizen?
Co-Borrower: Do you intend to occupy the property as your primary residence?
Co-Borrower: Have you had ownership interest in a property in the last three years?
Co-Borrower: Please list all Real Estate Owned (if any)
Enter Property Address + (enter S if sold, PS if the pending sale, or R if rental being held for income). Please also list present market value, amount of mortgages and liens, gross rental income, mortgage payments, insurance, maintenance, taxes, etc., and Net Rental Income, if applicable.
Borrower Employment Information
Current Employer Name & Address*
Date Hired*
Employer Phone Number*
Employer Fax Number
Employer Email
Your Job Title*
Annual Income*
Prior Employer If <2 Years on Current Job
Address of Prior Employer
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Phone of Prior Employer
Fax of Prior Employer
Your Job Title At Former Employer
Dates of Employment
Co-Borrower Employment Information
Current Employer Name & Address (Co-Borrower)
Employer Phone Number (Co-Borrower)
Employer Fax Number (Co-Borrower)
Employer Email (Co-Borrower)
Your Job Title (Co-Borrower)
Annual Income (Co-Borrower)
Prior Employer If <2 Years on Current Job (Co-Borrower)
Address of Prior Employer (Co-Borrower)
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Phone of Prior Employer (Co-Borrower)
Fax of Prior Employer (Co-Borrower)
Your Job Title At Former Employer (Co-Borrower)
Dates of Employment (Co-Borrower)
Declarations
Borrower: Are there any outstanding judgements against you?*
If yes, please explain
Co-Borrower: Are there any outstanding judgements against you?
If yes, please explain
Borrower: Have You Ever Filed For Bankruptcy?*
If yes, when?
Co-Borrower: Have You Ever Filed For Bankruptcy? If so, when?
If yes, when?
Borrower: Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?*
If yes, please explain
Co-Borrower: Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
If yes, please explain
Borrower: Are you a party to a lawsuit?*
If yes, please explain.
Co-Borrower: Are you a party to a lawsuit?
If yes, please explain.
Borrower: Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?*
If yes, please explain. (This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. If "Yes," provide details, including date, name, and address of Lender, FHA or VA case number, if any, and reasons for the action.)
Co-Borrower: Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?
If yes, please explain. (This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. If "Yes," provide details, including date, name, and address of Lender, FHA or VA case number, if any, and reasons for the action.)
Borrower: Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?*
If "Yes," give details as described in the preceding question.
Co-Borrower: Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee?
If "Yes," give details as described in the preceding question.
Borrower: Are You Obligated To Pay Child Support, Alimony or Any Other Separate Maintenance?*
Co-Borrower: Are You Obligated To Pay Child Support, Alimony or Any Other Separate Maintenance?
Borrower: Is any part of the down payment borrowed?*
If yes, please explain.
Borrower: Are you a co-maker or endorser on a note?*
If yes, please explain.
Co-Borrower: Are you a co-maker or endorser on a note?
If yes, please explain.
Have You Ever Been Served An Eviction Notice or Asked to Vacate a Rented Property?*
Have You Ever Willfully or Intentionally Refused to Pay Rent or Mortgage When Due?*
Income Documents
Earning Type*
Co-Borrower Earning Type*
Please Upload BORROWER's W-2 or Tax Return for LAST YEAR*
Drop files here or

Max. file size: 300 MB, Max. files: 2.
Please Upload CO-BORROWER's W-2 or Tax Return for LAST YEAR*
Drop files here or

Max. file size: 300 MB, Max. files: 2.
Please Upload BORROWER's two (2) most recent pay stubs*
Drop files here or

Max. file size: 300 MB, Max. files: 2.
Please Upload CO-BORROWER's two (2) most recent pay stubs*
Drop files here or

Max. file size: 300 MB, Max. files: 2.
Please Upload BORROWER's tax return from LAST YEAR *or* twelve (12) months' most current bank deposits*
Both are not required. EITHER last year's tax return OR something showing 12 months' most current bank deposits (12 months of bank statements will satisfy this requirement).--- If purchasing in a company name, provide company tax return or bank deposits here.
Drop files here or

Max. file size: 300 MB, Max. files: 2.
Please Upload CO-BORROWER's tax return from LAST YEAR *or* twelve (12) months' most current bank deposits*
Both are not required. EITHER last year's tax return OR something showing 12 months' most current bank deposits (12 months of bank statements will satisfy this requirement).
Drop files here or

Max. file size: 300 MB, Max. files: 2.
Please Upload BORROWER's award letter *or* previous year's 1099*
Both are not required. EITHER the award letter (official documentation stating the amount paid to you each month) OR the previous year's 1099.
Drop files here or

Max. file size: 300 MB, Max. files: 2.
Please Upload CO-BORROWER's award letter *or* previous year's 1099*
Both are not required. EITHER the award letter (official documentation stating the amount paid to you each month) OR the previous year's 1099.
Drop files here or

Max. file size: 300 MB, Max. files: 2.
Please Upload Company Documents*
Please include Articles of Organization and proof of signing authority.
Drop files here or

Max. file size: 300 MB, Max. files: 4.
Disclosure
The applicant and/or co-applicant hereby consents to and authorizes OBJ Properties, LLC to contact the current and/or previous landlord, current and previous employers to gather information to be used in evaluating creditworthiness. Such consent and authorization are given with respect to any and all persons who may conduct an investigation of the applicant and/or co-applicants creditworthiness on behalf of OBJ Properties, LLC, including independent contractors and credit agencies retained by OBJ Properties, LLC or such purpose. Applicant hereby waives any and all claims, past, present, or future which the Applicant may have against OBJ Properties, LLC by reason of any credit investigation made pursuant to Applicant’s consent and authorization is herein given to the Seller.
Comments
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Owner Financing Application

Alert for Buyers Purchasing in a Company Name

Borrower Information

Co-Borrower Information

Borrower Employment Information

Co-Borrower Employment Information

Declarations

Income Documents

Disclosure